Company
The internet routes information. Loadit routes value.
Earlier infrastructure companies abstracted payment acceptance, bank connectivity and messaging. Loadit is building the abstraction and routing layer for value movement.
Why we exist
Your application shouldn't need to understand every rail underneath it.
Financial infrastructure is fragmented by design — card networks, bank rails, a dozen blockchains, liquidity venues, and a different rulebook in every jurisdiction. Every company integrating them rebuilds the same routing logic, badly, under deadline.
We think value should work like navigation. State where it is and where it needs to go; let an intelligent layer find the supported route and adapt when the road changes.
The destination we are building toward: any form of money a customer has, converted or routed into any form the other side needs — every currency on earth, over every supported rail — through one interface. Opened one corridor at a time, each with its real status.
- Entity
- Loadit Inc., Delaware C corporation
- Founded
- August 2025
- Colton Trudell
- CEO, Founder & Chairman
- Location
- Mansfield, Texas
- Intellectual property
- Unified Financial Rail — patent pending (application filed; no patent granted)
- Model
- Non-custodial infrastructure. Loadit routes and orchestrates; it never holds customer funds.
- Consumer brand
- Loadit (loadit.net) — the same rail, for people
Launch sequence
The platform is the whole system. Load is the first proof.
Cash and card to digital assets is the first doorway, not the whole company. Each phase proves one customer behavior on the same transaction engine — the consumer product at loadit.net proves it first, then partners embed it.
- PHASE 1IN BUILD
Load
Cash and card → supported digital assets, including Multi-Asset Load. Proves the shared transaction engine.
- PHASE 2PLANNED
Send
Sender holds supported asset or currency A; recipient receives supported asset or currency B.
- PHASE 3PLANNED
Loadit One Debit pilot
With an issuing and processing partner: supported fiat and crypto spend, multi-source funding behind one merchant-facing payment.
- PHASE 4PLANNED
Convert + Receive
More currencies and assets, one-to-many conversions, allocations, and recipient preferences.
- PHASE 5PLANNED
Connect
First supported cross-platform money movement using authorized integrations or eligible underlying rails.
- PHASE 6PLANNED
Deeper HQ orchestration
More liquidity providers, exchanges, networks, cash rails, financial platforms, issuing and processing partners, and cash-out paths.
- PHASE 7PLANNED
White-label APIs and SDKs at scale
Banks, wallets, fintechs, payroll and remittance products, merchants, and other platforms embed Loadit inside their own experience.
- PHASE 8PLANNED
Loadit One Credit
Only after debit is proven and an appropriate issuing and lending facility exists. A different product from Loadit One Debit.
Order is the plan, not a promise of dates. A phase is marked in build only when it exists in the runtime.
Loadit Labs
Researching the future of value movement.
Forward-looking work, kept deliberately separate from what you can integrate today. Nothing here is an API capability yet.
Temporal settlement
Decoupling when a transaction is initiated from when — and on what conditions — it settles.
Offline / resilient settlement
Identity-verified, escrow-secured transactions in degraded or disconnected environments, reconciled when connectivity returns.
Post-quantum financial infrastructure
Post-quantum signature and hashing primitives for settlement objects and routing instructions.
Quantum-assisted routing
Hybrid classical–quantum evaluation of large settlement graphs, with classical routing as the always-on fallback. Public verification receipts at loadit.net/quantum.
Energy-native settlement
Energy credits as a first-class value representation inside the conversion engine.
Autonomous agent payments
Governed payment capabilities for software agents acting on behalf of businesses.